Just as homeowners insurance protects a homeowner from unforeseen damage or repairs to a house, commercial insurance also help businesses protect themselves against damage to their buildings and contents. For example, in the event of damage caused by fire or storm, commercial insurance can help repair or replace building(s), inventory, equipment, machinery, and other business property affected.
Commercial property owners, both those operating a business on their property and those leasing property to another entity, can purchase policies that protect the building and associated structures. Business owners who lease their property may buy policies that protect the building's contents, such as machinery, furniture and stored or displayed merchandise. In order to determine what limit of insurance to purchase, you should take a complete inventory of all your business property, and decide what is worth insuring. Make sure the items you want to cover are provided for in the basic policy; if not, buy more coverage. Property insurance may be purchased on the following basis:
Insurance companies evaluate potential policyholders in terms of the risk they pose. Businesses that appear to be relatively high risk generally pay more for insurance coverage, and may have trouble obtaining coverage from some companies.
Axis Insurance possesses extensive expertise in commercial insurance lines. We arrange insurance for a wide variety of clients with a broad complexity of risks. Our commitment is to provide you with an insurance program that suits all of your business needs.
We offer the following types of coverage:
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