ATVs (All-Terrain Vehicles) Coverage
Our ATVs coverage provides comprehensive protection for your all-terrain vehicle, ensuring you can enjoy your off-road adventures with peace of mind. This coverage includes protection against collision, theft, and liability risks, safeguarding both you and your vehicle. Whether you’re navigating rugged trails or using your ATV for work, our insurance policy offers the financial security you need to handle unexpected events.
- Collision Coverage: Pays for damages to your ATV resulting from collisions with other vehicles or objects.
- Theft Protection: Covers the loss of your ATV if it is stolen.
- Liability Coverage: Protects against legal claims if you cause injury or property damage to others while using your ATV.
- Accessory Coverage: Includes protection for additional equipment and accessories attached to your ATV, such as winches or custom modifications.
- Emergency Expenses: Provides coverage for costs like towing and roadside assistance if your ATV breaks down or is involved in an accident.
Snowmobiles Coverage
Our Snowmobiles coverage offers comprehensive protection for your snowmobile, ensuring you can ride confidently through winter landscapes. This coverage includes collision, theft, and liability protection, safeguarding you against a range of potential risks. Whether you’re exploring snowy trails or using your snowmobile for recreation, our insurance policy provides the security you need to handle any unexpected incidents.
- Collision Coverage: Pays for damages to your snowmobile resulting from collisions with other vehicles, objects, or terrain.
- Theft Protection: Covers the loss of your snowmobile if it is stolen.
- Liability Coverage: Protects against legal claims if you cause injury or property damage to others while using your snowmobile.
- Accessory Coverage: Includes protection for additional equipment and accessories attached to your snowmobile, such as cargo racks or custom modifications.
Motorhomes and RVs Coverage
Our Motorhomes and RVs coverage provides comprehensive protection for your recreational vehicle, ensuring you can travel with peace of mind. This coverage includes protection for the physical structure, personal belongings, and liability, safeguarding you against a wide range of risks. Whether you’re on a cross-country adventure or enjoying a weekend getaway, our insurance policy offers the financial security you need to handle unexpected events and enjoy your journey worry-free.
- Property Coverage: Protects the physical structure of your motorhome or RV against risks such as collision, fire, theft, and vandalism.
- Personal Property Coverage: Covers your personal belongings inside the motorhome or RV, such as camping gear, electronics, and other personal items.
- Liability Coverage: Provides protection against legal claims if you cause injury or property damage to others while using your motorhome or RV.
- Emergency Expenses: Covers unexpected costs such as towing, lodging, and transportation if your motorhome or RV is damaged and unusable during a trip.
Travel Trailers Coverage
Our Travel Trailers coverage offers comprehensive protection for your trailer, ensuring you can embark on your adventures with confidence. This coverage includes protection for the physical structure, personal belongings, and liability, safeguarding you against a variety of risks. Whether you’re heading to a campground or exploring remote areas, our insurance policy provides the security you need to handle unexpected events and enjoy your travels worry-free.
- Property Coverage: Protects the physical structure of your travel trailer against risks such as collision, fire, theft, and vandalism.
- Personal Property Coverage: Covers your personal belongings inside the travel trailer, such as camping gear, electronics, and other personal items.
- Liability Coverage: Provides protection against legal claims if you cause injury or property damage to others while using your travel trailer.
Watercraft Coverage
Our Watercraft coverage provides comprehensive protection for your boat or personal watercraft, ensuring you can enjoy your time on the water with peace of mind. This coverage includes protection against physical damage, theft, and liability, safeguarding you against a range of potential risks. Whether you’re cruising on a lake, exploring rivers, or enjoying coastal waters, our insurance policy offers the financial security you need to handle unexpected events and focus on enjoying your aquatic adventures.
- Physical Damage Coverage: Protects your watercraft against risks such as collision, fire, theft, and vandalism.
- Liability Coverage: Provides protection against legal claims if you cause injury or property damage to others while operating your watercraft.
- Personal Effects Coverage: Covers personal belongings on board, such as fishing gear, electronics, and other personal items.
- Medical Payments Coverage: Provides coverage for medical expenses if you or your passengers are injured while on your watercraft.
Dirt Bikes and Off-Road Motorcycles Coverage
Our Dirt Bikes and Off-Road Motorcycles coverage provides comprehensive protection for your off-road adventures, ensuring you can ride with confidence. This coverage includes protection against collision, theft, and liability risks, safeguarding both you and your motorcycle. Whether you’re navigating rugged trails, participating in motocross, or exploring off-road terrains, our insurance policy offers the financial security you need to handle unexpected events.
- Collision Coverage: Pays for damages to your dirt bike resulting from collisions with other vehicles, objects, or terrain.
- Theft Protection: Covers the loss of your dirt bike if it is stolen.
- Liability Coverage: Protects against legal claims if you cause injury or property damage to others while using your dirt bike.
- Accessory Coverage: Includes protection for additional equipment and accessories attached to your dirt bike, such as custom parts or gear.
Our Personal Insurance Team
Al Moore
Account Executive, Personal Insurance
Amanda Fox
Account Executive, Personal Insurance & Private Client
Amanda Roy
Account Manager
Anita Peterson
Account Executive, Personal Insurance
Dorothea Dowling
Senior Vice President, Personal Lines
Irena Skobalj
Vice President, Personal Insurance
Kristy Sheriff
Account Executive, Personal Insurance
Nicola Ferguson
Life Insurance Specialist
Sarah Wood
Account Executive, Personal Insurance
Thomas O’Neill
President, O’Neill Group