Third-party Liability

Third Party Liability coverage for automobiles provides essential protection in the event that you are found legally responsible for property damage while operating your vehicle. This coverage ensures that legal fees and any awarded damages are taken care of, safeguarding you from significant financial loss. By meeting the mandatory insurance requirements and offering robust protection, our Third Party Liability coverage allows you to drive with confidence, knowing you are protected against legal issues arising from unforeseen incidents.

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    Collision & Comprehensive

    Collision and Comprehensive coverage ensures your vehicle is protected against a wide range of risks. Collision coverage pays for damage to your car resulting from a collision with another vehicle or object, regardless of fault. Comprehensive coverage extends protection to non-collision incidents, such as theft, vandalism, fire, and natural disasters. Together, these coverages provide robust financial protection, helping you repair or replace your vehicle without significant out-of-pocket expenses, ensuring peace of mind no matter what the road throws your way.

    • Collision Coverage: Pays for damage to your car from collisions when you are at-fault.
    • Comprehensive Coverage: Protects against non-collision incidents like theft, vandalism, and natural disasters.

    Motorcycles


    Motorcycle coverage provides comprehensive protection tailored for riders, encompassing Third Party Liability, Collision, and Comprehensive coverage. Third Party Liability (TPL) coverage safeguards you against legal responsibility for injuries or property damage caused to others while riding your motorcycle. Collision coverage pays for damage to your bike resulting from collisions with other vehicles or objects, regardless of fault. Comprehensive coverage extends protection to non-collision incidents such as theft, vandalism, fire, and natural disasters. Together, these coverages ensure that you and your motorcycle are fully protected, allowing you to ride with confidence and peace of mind.

    • Third Party Liability: Protects against legal responsibility for injuries or property damage to others.
    • Collision Coverage: Pays for damage to your motorcycle from collisions, regardless of fault.
    • Comprehensive Coverage: Covers non-collision incidents like theft, vandalism, and natural disasters.
    • Optional Equipment and Accessories Coverage: Provides additional protection for helmets, riding gear, and other accessories.

    Collector & High-Value Vehicles

    Collector, exotic, and other high-value automobiles coverage is tailored to meet the unique needs of car enthusiasts and owners of luxury vehicles. This specialized insurance provides comprehensive protection for rare, classic, and high-value cars, covering risks such as theft, damage, and loss. With agreed value coverage, you receive the full insured amount without depreciation in the event of a total loss. Additional benefits include coverage for spare parts, specialized repairs, and access to expert appraisers, ensuring your prized possession is fully protected and preserved. Drive and showcase your collector or high-value car with confidence, knowing it is safeguarded by the best possible coverage.

      ICBC

      In British Columbia, basic auto insurance is provided through the Insurance Corporation of British Columbia (ICBC). This mandatory coverage includes Third Party Liability, Accident Benefits, Underinsured Motorist Protection, and Hit-and-Run protection. ICBC’s comprehensive plan ensures that you have the essential coverage needed to drive legally and safely in BC. Additionally, ICBC offers optional coverages such as Collision and Comprehensive, which provide further protection for your vehicle against a wider range of risks. Our team at Axis Insurance is here to help you navigate ICBC’s offerings and tailor a plan that meets your specific needs, ensuring you are fully protected on the road.

      • Basic Auto Insurance: Mandatory coverage including Third Party Liability, Accident Benefits, and Underinsured Motorist Protection.
      • Optional Coverages: Additional protection options such as Collision and Comprehensive coverage, including hit and run protection.
      • Expert Guidance: Assistance in navigating ICBC’s offerings to tailor a plan that meets your needs.
      • Peace of Mind: Ensuring you have the necessary coverage to drive legally and safely in British Columbia.

      Our Personal Automobile Team