Property Coverage

Property coverage offers comprehensive protection for your vacation property, whether it’s a house or a condo. For house owners, this coverage safeguards the physical structure against risks such as fire, wind damage, and vandalism. For condo owners, it covers unit improvements and betterments, ensuring that any enhancements you’ve made to your property are protected. This all-encompassing coverage ensures that your vacation home is secure, providing peace of mind whether you’re enjoying your time there or it’s left vacant.

  • Comprehensive Protection: Covers both the physical structure of houses and the improvements made to condo units.
  • Risk Coverage: Includes protection against common risks such as fire, wind damage, and vandalism.
  • Peace of Mind: Ensures your investment is secure, whether you are on vacation or your property is unoccupied.
  • Customizable Options: Tailor your policy to include specific protections that match your property’s unique needs.

Personal Property Coverage

Personal property coverage protects the belongings within your vacation property, ensuring that items such as furniture, electronics, and personal effects are covered against risks like theft, fire, and water damage. With replacement cost coverage, you can be confident that your valuables will be replaced with new items of similar kind and quality, without any deductions for depreciation. This comprehensive protection ensures your peace of mind, knowing that your personal property is safeguarded, whether you’re on vacation or your property is unoccupied.

    Liability Coverage

    Liability coverage for vacation properties protects you from financial loss if you are found legally responsible for injury to others or damage to their property while they are on your premises. This coverage includes legal fees, medical expenses, and any awarded damages, ensuring that you are safeguarded against unforeseen incidents. Whether it’s an accident within your vacation home or an incident involving your property, our liability insurance provides peace of mind and financial security, allowing you to enjoy your getaway without worry.

      Experience You Can Trust

      At Axis Insurance, we recognize the unique challenges and rewards of owning a home in Canada. From urban centers to rural landscapes, we understand that each homeowner’s insurance needs are as diverse as the country itself. Since 1928, we’ve been committed to providing tailored personal insurance solutions that protect your sanctuary. Our expertise ensures that regardless of your location or needs, we deliver precise and personalized coverage at competitive prices, giving you peace of mind and safeguarding your home.

      Our Personal Insurance Team