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Personal Lines

Whether it’s home, auto, or travel insurance, Axis Insurance focuses on the interests of our clients first to get you the best prices. With our team of knowledgeable experts, we can help you find the best coverage for all your individual needs that will give you the peace of mind and protection you need.


Having proper insurance for one of your life’s biggest assets will ensure that you can have peace of mind knowing you’re protected. Whether it’s a condo, townhome, or single family detached homes, Axis Insurance’s representatives are dedicated to helping you find the right coverage for your needs.


Personal Auto Insurance is quick to purchase from Axis, easy to understand and simple to get.

The team at Axis can help you choose from the various additional insurance plans that offer superior coverage – both through ICBC and our other insurers.

Benefits of choosing Axis Insurance:

  • We are full service Autoplan Broker.
  • We have a great alternative for non-compulsory coverage (Private Auto).
  • We offer a delivery service with (usually) same day delivery.
  • We have great knowledgeable and dedicated staff.

Disability Income

One of your most valuable assets is your ability to earn an income.

If you or your spouse experienced a serious illness or injury, how would the loss of income impact you and your family? In addition to your day-to-day living costs a disabling injury can also lead to unexpected expenses like increased medical and household costs. To protect against financial hardship, anyone who earns money, whether single or married, with or without children, should consider a personal Disability Income Insurance policy.

Disability Income Insurance Guide:


  • Some policies pay benefits if you are unable to perform the duties of your

regular occupation, while others will not pay benefits if you are fit to perform any occupation. Some policies also pay benefits if you become ill or injured and

are unable to earn a specified percentage of your income. Understanding how a disability is defined will help you to select a policy that best suits your needs.

Amount of Income

  • This amount varies by policy, but a policy that pays 50 to 60 per cent of your

monthly salary (not including bonuses or commission) is the most common and most affordable option. It’s best to first evaluate your other sources of income to determine the amount of disability income coverage that you will need.

Length of Benefit Period

  • You can choose to receive benefits that are payable from one year, two years, five

years or to retirement age. Opting for coverage that lasts through age 65 affords the best protection against an injury or illness that permanently removes you from the workforce.

Fine Arts Insurance

Fine art insurance can be complicated. It all depends on how much there is, how much it is worth and what kind of coverage you want.

There are generally two types of art insurance coverage: title and property. Title insurance provides coverage in the case of a defective title. Title insurance would respond in the event that the artwork had been previously stolen or looted, which would render the current title inapplicable. This is an important coverage to have if a high valued piece of art has been through many owners, or has an unclear history.

Property insurance is kind of like homeowner’s insurance — it insures against theft or damage. In fact, your homeowner’s policy might respond to a fine art loss, up to your policy limit per item minus the deductible. For high-value art, however, additional fine art insurance should be placed, or your homeowner’s policy should be endorsed. If you have a large collection, specialty art insurance should be considered.

Insurance for works of art is especially important if the owner loans any pieces out for display at exhibitions.

Axis Insurance specializes in fine arts insurance. We will work with you to find the right kind of coverage for your works of art.

Individual Health Insurance

The work world is evolving.  We’re transforming health coverage to meet your changing needs. Provincial government health plans do not fully cover the costs of many health care services, leaving you vulnerable. Our partners at Green Shield Canada has supplemental health and dental plans that can fill those gaps and provide you with the protection you need.

Green Shield Canada is a solutions-oriented, not-for-profit corporation specializing in health and dental benefit programs.  We take a closer look at our clients’ needs to develop effective solutions with concrete savings and added value. As the work world changes and our clients’ requirements evolve, so do our products.

Legal Expense Insurance

Legal representation is expensive, which is why it’s important to have a Protect & Defend legal expenses insurance policy from Axis Insurance. Legal expense insurance reduces your stress and uncertainty and provides an affordable way for you to access the justice system.

Thanks to our unique legal expense insurance coverage options, you can exercise your legal rights knowing that you will be guided every step of the way, and that your legal expenses will be covered.

In Canada even a successful party in court may be required to pay a portion of the legal expenses incurred. For example, a judge may order an unsuccessful party to pay a percentage of the actual legal fees leaving the successful party to meet the shortfall.

With legal expense insurance, those and other expenses related to pursuing your legal rights are covered. It’s more than a policy; it’s empowerment, knowing that you have full access to professional legal counsel and expense coverage when and if you need it.

Life Insurance

Life can change so suddenly. Tragedy, accident or illness can strike at any time. And for those that are left behind, that can mean financial as well as emotional turmoil. These kinds of issues are better talked about and planned for before they happen, rather than in the midst of tough and challenging times.

By sensible planning, the financial hardship that can be caused by a sudden change in circumstances can be taken away. And by thinking and planning for the future, you can take care of your family in good times as well as bad. Axis Insurance is dedicated to helping you ensure your family will be safe and secure in case of any unexpected life changes.

Mortgage or Term Life Insurance

Mortgage or Term Life Insurance from Axis gives you the best service, advice, and coverage. With a new mortgage there comes a lot of decisions to make. Whether you choose mortgage insurance or personal life insurance, everyone’s situation is different but our team at Axis Insurance can help you select the coverage and policies that will benefit you the most in the long run.

Student Insurance

Student Sure Medical Insurance has been designed to pay for medical costs while you’re studying in Canada. It is top quality insurance coverage and offers service at competitive prices.

Student Sure Medical Insurance is a unique insurance policy from Axis Insurance, particularly international students. It has been created to give you medical coverage so you can study without worrying about your health.

As medical costs in Canada can be very expensive, Studentsure is a simple and inexpensive way of protecting yourself in the event of illness. From the day you arrive to the day you leave, the team at Axis Insurance is here to help you with your medical concerns.


When the unexpected happens and you’re away from home you need to know that you’ve got insurance to cover those unforeseen costs. From a skiing accident to illness, lost luggage to travel interruption, vacations or visits overseas can change from pleasure to nightmare in a heartbeat. Nobody can stop these things from happening altogether, but we can make sure you’ve got the insurance in place to cover those costs and get you back home.

With Axis Insurance you can purchase travel insurance anytime, right up to the day you leave. Whether you’re a Canadian, a visitor, an international student, or an expat, we can help you. We can even provide business travel insurance too, including group policies for all your employees.

Having proper travel insurance allows you a peace of mind so you can relax and concentrate on the serious business of enjoying yourself on holiday!

Travel insurance can also cover the transportation of your family, out-of-pocket expenses, the return of your vehicle or in the worst case provide a capital sum for accidental death and repatriation expenses. We’re also able to offer Trip Cancellation and Interruption Coverage – perfect if you miss a connecting flight because of bad weather, for example.