INDUSTRIES
RETAIL & HOSPITALITY
HomeFood & Hospitality Insurance
Running a business in the food services industry is hard enough without having to worry about loss of income, lawsuits, or property damage.
Axis Insurance is dedicated to offering you a fast and simple way to shop for food and beverage insurance. We offer lines of coverage custom made for restaurants, pubs, delis, cafes, specialty food and drink establishments, fast food and more.
We understand that as a small business owner, any setback you suffer because of unforeseen events or issues could have dire consequences. Restaurants particularly are on a risk curve that other entrepreneurs rarely see. As a result, we take your insurance needs very seriously.
Craft Brewery Insurance
In the rapidly growing craft beer industry, independent brewers must work harder than ever to stand out from the competition. While creating the perfect brew is a complicated task, choosing the right insurance to protect your company shouldn’t be. That’s why the Craft Plan offers a free Insurance Audit. We’ll perform a complimentary catch-all insurance review and show you why having Axis Insurance on your side makes all the difference.
Our craft brewery insurance program is a product of time and experience. Our dedication to service and our commitment to understanding the brewer and distiller’s craft has led to consistent referrals and natural organic growth. Our scale now allows us to offer an extremely comprehensive insurance program at best-in-class rates.
The Craft Plan is in-depth insurance. We offer your brewery a year-round “in-house” insurance consultant and advocate, ready to act for you and counsel on risk management matters as your business evolves.
The Craft Plan Insurance Program provides:
- Prompt hassle-free certificates of insurance for all your events
- Collaborative risk analysis. No two breweries are alike. We get to know you and your specific risk exposures.
- Lease and Contract Review
- Brewery/Distillery walkthrough – Loss control advice and guidance
- Expert claim service from start to finish
- 0% Monthly Payment Plans
- Insurance Placement
- Best in Class Coverage and Pricing
Major components of our tailored craft insurance program include:
“All Risk” Property Coverage, with No-Co Insurance Clause
- Equipment Breakdown including Production Machinery and Consequential Losses
- Exhibition and Trade Show Coverage
- Product Recall Expense
- Blanket Business Income
- Brands and Labels
- Off Premises Utility Failure
- Product Liability
- Host Liquor Liability – including those with lounge licenses.
- Broad Transportation Coverage
- Product Liability
- Trademark Infringement
- Legal Expenses
- Key Person Insurance
- Cyber Risk
Jewellers Block
As a specialty division of Axis Insurance, the Jewellers Block is dedicated to protecting unique assets such as jewellery and fine art. We work with commercial entities that include jewellery retailers, wholesalers & manufacturers, art galleries, corporate collections, appraisers, conservators, artists, and other art related organizations. Personal clients include owners of art and jewellery, from serious collectors to young enthusiasts.
Over the years, our team has seen examples of how engaged the art and jewellery industries have been on the three main topics of improved security, tailor-made risk products and up to date documentation. It is a triad of shared duties between broker, client, and underwriter to protect this tangible, unique and valuable property through loss prevention, security, claims adjusting, appraisal services and conservation. Our job is to educate clients on how the process works, their role within it and how our team can work with you to identify, offer, and match them with the right product.
Retail Store Insurance
Axis Insurance is dedicated to offering you a fast and simple way to shop for retail store insurance. We offer lines of coverage for home décor and furnishings stores, convenience and variety stores, grocery stores, clothing stores, dollar and discount stores, general merchandise stores, hardware and building supply stores, electronics and appliance stores, sporting goods stores and more.
We understand that as a small business owner, any setback you suffer because of unforeseen events or issues could have dire consequences. As a result, we take your small business retail insurance needs very seriously.
Your time is valuable. Axis Insurance saves you time by offering a fast application process and a dedicated account manager to work closely with you throughout the process.
Barber Insurance
You want to spend your time doing what you do best for your clients: getting that perfect cut right, and some clients take their hair and looks very seriously. You shouldn’t have to worry about a dissatisfied customer filing a lawsuit.
Barber insurance from Axis Insurance can protect you from general liability in case something goes wrong and a client suffers a bodily injury. You’re also protected in the event you’re sued for negligence, and some coverages will respond to damage from fire or burglary.
Small business insurance for barbers can be complicated, but we have the expertise and knowledge to help you navigate your way through the world of small business insurance from beginning to end!
We offer discounts on the following insurance coverages to your barber shop or chair rental business:
- General Liability
- Contents and Assets Coverage
- Crime Liability
- Cyber Liability
- Media Liability
- Legal Expense
Salon & Spa Insurance
If you own or operate a beauty salon or spa, you know that running your business comes with a variety of unique, complex risks. Your customers take their appearance very seriously, and even a perceived mistake could mean a lawsuit. In this sensitive business, and in our increasingly litigious society, it’s important to have beauty salon & spa insurance to protect your livelihood.
Whether you’re an aesthetician, hairdresser, manicurist, or any other beauty specialist, we’re here to help your small business out along the way through email and phone.
Healing Arts Practitioners Insurance
Whether you practice aromatherapy, acupuncture, Tai Chi, Taiji Quan, acupuncture or Chinese medicine, Axis Insurance offers you a fast and simple way to shop for healing arts practitioner’s insurance. We understand that as a business owner, any setback you suffer because of unforeseen events or issues could have dire consequences. As a result, we take your insurance needs very seriously.
Axis Insurance has taken the time to understand what the best insurance companies in Canada have to offer. We’ve worked hard with them to standardize packages, which allows us to get you the best price – no matter what your healing arts practitioners insurance needs are.
We offer discounts on the following insurance coverages to your healing arts practice:
- General Liability
- Contents and Assets Coverage
- Crime Liability
- Cyber Liability
- Media Liability
- Legal Expense
Specialized Team Members
